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{"i18n":{"language":"zh_CN"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":697081027,"tweetId":"697081027","gmtCreate":1642160906570,"gmtModify":1642160907122,"author":{"id":3586129577058331,"idStr":"3586129577058331","authorId":3586129577058331,"authorIdStr":"3586129577058331","name":"1a327e37","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[],"fanSize":11,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"extraTitle":"","html":"<html><head></head><body>K</body></html>","htmlText":"<html><head></head><body>K</body></html>","text":"K","highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"favoriteSize":0,"link":"https://laohu8.com/post/697081027","repostId":1144666508,"repostType":4,"repost":{"id":"1144666508","kind":"news","pubTimestamp":1642160056,"share":"https://www.laohu8.com/m/news/1144666508?lang=zh_CN&edition=full","pubTime":"2022-01-14 19:34","market":"us","language":"en","title":"3 Meme Stocks That Are Actually Solid Long-Term Picks<blockquote>3只实际上是可靠的长期选择的模因股票</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1144666508","media":"Motley Fool","summary":"The meme stock craze of 2021 was certainly a historically unique market environment. Many stocks, so","content":"<html><head></head><body>The meme stock craze of 2021 was certainly a historically unique market environment. Many stocks, some heavily shorted and some just interesting speculative growth plays, rocketed sharply higher -- often doubling, tripling, or more in a very short time. And many took investors on quite a roller coaster ride for months.<blockquote><html><head></head><body>2021年的模因股票热潮无疑是一个历史上独特的市场环境。许多股票，有些被严重做空，有些只是有趣的投机性增长股票，大幅上涨——通常在很短的时间内翻倍、三倍或更多。许多人让投资者经历了数月的过山车之旅。</body></html></blockquote>To be sure, most meme stocks aren&#39;t worth buying as long-term investments. For example, it&#39;s tough to make a long-term investment case for <a href=\"https://laohu8.com/S/AMC\">AMC Entertainment</a>. On the other hand, there are some stocks that got caught up in the meme stock trade that looks like solid long-term investments. And this is especially true now that there&#39;s been a massive correction in many high-growth stocks.<blockquote>可以肯定的是，大多数模因股票不值得作为长期投资购买。例如，很难为<a href=\"https://laohu8.com/S/AMC\">AMC院线</a>.另一方面，有一些股票陷入了看起来像是可靠的长期投资的模因股票交易。尤其是在许多高增长股票出现大幅调整的情况下。</blockquote>A massive opportunity and a great strategy<blockquote>巨大的机遇和伟大的战略</blockquote>Offerpad(NYSE:OPAD) is a real estate company that is a so-called iBuyer, or instant buyer, of homes. Offerpad&#39;s core business involves buying homes directly from sellers, doing cosmetic repairs, and then selling them directly to buyers, hopefully earning a profit in the process.<blockquote>优惠垫（纽约证券交易所股票代码：OPAD）是一家房地产公司，是所谓的房屋iBuyer或即时买家。Offerpad的核心业务包括直接从卖家那里购买房屋，进行表面维修，然后直接出售给买家，希望在此过程中赚取利润。</blockquote>However, there are a couple of things that set Offerpad apart from its peer group (which really only consists of two other companies). For <a href=\"https://laohu8.com/S/AONE.U\">one</a> thing, Offerpad is the only iBuyer that is more focused on efficiency than all-out growth. Its unit economics have been better than those of its peers, and while it won&#39;t be consistently profitable for some time, it isn&#39;t that far from it right now.<blockquote>然而，有几件事使Offerpad有别于其同行集团（实际上只由另外两家公司组成）。为了<a href=\"https://laohu8.com/S/AONE.U\">一</a>事实上，Offerpad是唯一一家更注重效率而不是全面增长的iBuyer。它的单位经济效益一直好于同行，虽然在一段时间内不会持续盈利，但现在离盈利也不远了。</blockquote>Second, Offerpad isn&#39;t necessarily trying to completely replace open-market home sales. Its Offerpad Flex product encourages customers to list their home on the open market (with an Offerpad partner agent) and gives them a cash offer to keep in their back pocket in the event they get tired of the traditional sale process.<blockquote>其次，Offerpad并不一定试图完全取代公开市场房屋销售。其Offerpad Flex产品鼓励客户在公开市场上列出他们的房屋（通过Offerpad合作伙伴代理），并为他们提供现金报价，以便在他们厌倦传统销售流程时放在口袋里。</blockquote>Offerpad went a bit meme-stockish after its late 2021 special purpose acquisition company (SPAC) merger was completed, at one point rocketing to nearly $21 from its $10 pre-SPAC valuation. Now that the SPAC boom has cooled, Offerpad has plunged to less than $6, in line with many other recent SPAC targets. But make no mistake -- this is a real business with a huge market opportunity.<blockquote>在2021年底完成与特殊目的收购公司(SPAC)的合并后，Offerpad变得有点疯狂，一度从SPAC之前的10美元估值飙升至近21美元。现在SPAC热潮已经降温，Offerpad已暴跌至6美元以下，与许多其他最近的SPAC目标一致。但毫无疑问，这是一个真正的行业，有着巨大的市场机会。</blockquote>Tons of disruptive potential<blockquote>巨大的颠覆性潜力</blockquote>One of the most discussed stocks in some of the most popular trader chat rooms in 2021, <a href=\"https://laohu8.com/S/SOFI\">SoFi</a>, went public through a Chamath Palihapitiya-backed SPAC last year (this was &#34;IPOE&#34; for those who follow Palihapitiya). It started out as a private student loan company but has since evolved into a financial ecosystem, complete with a full lineup of lending products, a credit card, a bank account, a brokerage account, and more. The company also owns the Galileo financial services API and payments platform, which provides functionality for 89 million financial accounts operated by partners.<blockquote>2021年一些最受欢迎的交易者聊天室中讨论最多的股票之一，<a href=\"https://laohu8.com/S/SOFI\">索菲</a>，去年通过Chamath Palihapitiya支持的SPAC上市（对于那些关注Palihapitiya的人来说，这是“IPOE”）。它最初是一家私人学生贷款公司，但后来发展成为一个金融生态系统，拥有全套贷款产品、信用卡、银行账户、经纪账户等。该公司还拥有伽利略金融服务API和支付平台，为合作伙伴运营的8900万个金融账户提供功能。</blockquote>To say SoFi&#39;s growth has been phenomenal would be an understatement. Thefintech&#39;suser base has nearly doubled over the past year to more than 2.9 million members, and these users account for roughly 4.3 million different financial products. And it&#39;s on the non-lending side of the business where the growth has been especially impressive, with a 179% year-over-year increase in products as of the third quarter of 2021.<blockquote>说SoFi的增长惊人是一种保守的说法。Thefintech的用户群在过去一年中几乎翻了一番，超过290万会员，这些用户约占430万种不同的金融产品。非贷款业务的增长尤其令人印象深刻，截至2021年第三季度，产品同比增长179%。</blockquote>SoFi has the capability to be a true disruptor of the traditional bank model and is making all the right moves to scale its business in a sustainable way. With shares down 36% in the last two months, now could be a great time to add it at a discount.<blockquote>SoFi有能力成为传统银行模式的真正颠覆者，并且正在采取所有正确的举措以可持续的方式扩大其业务规模。过去两个月股价下跌了36%，现在可能是打折增持的好时机。</blockquote>The most exciting growth is yet to come<blockquote>最激动人心的增长还在后头</blockquote>Last but certainly not least, insurance disruptor <a href=\"https://laohu8.com/S/LMND\">Lemonade</a> has been a big victim of the recent growth stock headwinds, with shares down by about 35% in the past couple of months and a total of 80% off their all-time high.<blockquote>最后但并非最不重要的是，保险颠覆者<a href=\"https://laohu8.com/S/LMND\">柠檬汽水</a>成为近期成长型股票逆风的一大受害者，过去几个月股价下跌约35%，较历史高点累计下跌80%。</blockquote>Lemonade is aninsurance technology company, aiming to provide a better way to get insurance quotes, buy policies, and submit claims. In the company&#39;s core business of renters and homeowners insurance, customer feedback has been incredibly strong.<blockquote>Lemonade是一家保险技术公司，旨在提供更好的方式来获取保险报价、购买保单和提交索赔。在该公司的租房者和房主保险核心业务中，客户反馈非常强烈。</blockquote>However, it&#39;s the rollout of Lemonade Car, the company&#39;s much-anticipated auto insurance product -- along with the pending acquisition of Metromile(NASDAQ:MILE)-- where Lemonade could accelerate the availability of the product and rapidly scale the business. If the company can replicate its early insurance success in the auto space, and can keep loss ratios in check, Lemonade could be a big winner for patient investors.<blockquote>然而，该公司备受期待的汽车保险产品Lemonade Car的推出，以及即将收购的地铁里程（纳斯达克：英里）-柠檬水可以加速产品的上市并迅速扩大业务规模。如果该公司能够复制其早期在汽车领域的保险成功，并能够控制损失率，那么Lemonade可能会成为耐心投资者的大赢家。</blockquote>Remember what you&#39;re buying<blockquote>记住你买的是什么</blockquote>To be sure, these three stocks are real businesses with great long-term growth opportunities. However, it&#39;s important to keep in mind that while the &#34;meme stock&#34; craze has died down, that doesn&#39;t mean it has permanently gone away. And if it comes back, all three of these stocks are likely to experience quite a roller coaster ride. Before you add any of these to your portfolio, it&#39;s important to be prepared for that possibility.<blockquote>可以肯定的是，这三只股票都是真正的企业，具有巨大的长期增长机会。然而，重要的是要记住，虽然“模因股票”热潮已经消退，但这并不意味着它已经永久消失。如果它卷土重来，这三只股票都可能经历一场过山车般的行情。在您将这些添加到您的投资组合之前，为这种可能性做好准备非常重要。</blockquote></body></html><blockquote></blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Meme Stocks That Are Actually Solid Long-Term Picks<blockquote>3只实际上是可靠的长期选择的模因股票</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Meme Stocks That Are Actually Solid Long-Term Picks<blockquote>3只实际上是可靠的长期选择的模因股票</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2022-01-14 19:34\n\n</h4>\n</header>\n<article>\n<html><head></head><body>The meme stock craze of 2021 was certainly a historically unique market environment. Many stocks, some heavily shorted and some just interesting speculative growth plays, rocketed sharply higher -- often doubling, tripling, or more in a very short time. And many took investors on quite a roller coaster ride for months.<blockquote><html><head></head><body>2021年的模因股票热潮无疑是一个历史上独特的市场环境。许多股票，有些被严重做空，有些只是有趣的投机性增长股票，大幅上涨——通常在很短的时间内翻倍、三倍或更多。许多人让投资者经历了数月的过山车之旅。</body></html></blockquote>To be sure, most meme stocks aren&#39;t worth buying as long-term investments. For example, it&#39;s tough to make a long-term investment case for <a href=\"https://laohu8.com/S/AMC\">AMC Entertainment</a>. On the other hand, there are some stocks that got caught up in the meme stock trade that looks like solid long-term investments. And this is especially true now that there&#39;s been a massive correction in many high-growth stocks.<blockquote>可以肯定的是，大多数模因股票不值得作为长期投资购买。例如，很难为<a href=\"https://laohu8.com/S/AMC\">AMC院线</a>.另一方面，有一些股票陷入了看起来像是可靠的长期投资的模因股票交易。尤其是在许多高增长股票出现大幅调整的情况下。</blockquote>A massive opportunity and a great strategy<blockquote>巨大的机遇和伟大的战略</blockquote>Offerpad(NYSE:OPAD) is a real estate company that is a so-called iBuyer, or instant buyer, of homes. Offerpad&#39;s core business involves buying homes directly from sellers, doing cosmetic repairs, and then selling them directly to buyers, hopefully earning a profit in the process.<blockquote>优惠垫（纽约证券交易所股票代码：OPAD）是一家房地产公司，是所谓的房屋iBuyer或即时买家。Offerpad的核心业务包括直接从卖家那里购买房屋，进行表面维修，然后直接出售给买家，希望在此过程中赚取利润。</blockquote>However, there are a couple of things that set Offerpad apart from its peer group (which really only consists of two other companies). For <a href=\"https://laohu8.com/S/AONE.U\">one</a> thing, Offerpad is the only iBuyer that is more focused on efficiency than all-out growth. Its unit economics have been better than those of its peers, and while it won&#39;t be consistently profitable for some time, it isn&#39;t that far from it right now.<blockquote>然而，有几件事使Offerpad有别于其同行集团（实际上只由另外两家公司组成）。为了<a href=\"https://laohu8.com/S/AONE.U\">一</a>事实上，Offerpad是唯一一家更注重效率而不是全面增长的iBuyer。它的单位经济效益一直好于同行，虽然在一段时间内不会持续盈利，但现在离盈利也不远了。</blockquote>Second, Offerpad isn&#39;t necessarily trying to completely replace open-market home sales. Its Offerpad Flex product encourages customers to list their home on the open market (with an Offerpad partner agent) and gives them a cash offer to keep in their back pocket in the event they get tired of the traditional sale process.<blockquote>其次，Offerpad并不一定试图完全取代公开市场房屋销售。其Offerpad Flex产品鼓励客户在公开市场上列出他们的房屋（通过Offerpad合作伙伴代理），并为他们提供现金报价，以便在他们厌倦传统销售流程时放在口袋里。</blockquote>Offerpad went a bit meme-stockish after its late 2021 special purpose acquisition company (SPAC) merger was completed, at one point rocketing to nearly $21 from its $10 pre-SPAC valuation. Now that the SPAC boom has cooled, Offerpad has plunged to less than $6, in line with many other recent SPAC targets. But make no mistake -- this is a real business with a huge market opportunity.<blockquote>在2021年底完成与特殊目的收购公司(SPAC)的合并后，Offerpad变得有点疯狂，一度从SPAC之前的10美元估值飙升至近21美元。现在SPAC热潮已经降温，Offerpad已暴跌至6美元以下，与许多其他最近的SPAC目标一致。但毫无疑问，这是一个真正的行业，有着巨大的市场机会。</blockquote>Tons of disruptive potential<blockquote>巨大的颠覆性潜力</blockquote>One of the most discussed stocks in some of the most popular trader chat rooms in 2021, <a href=\"https://laohu8.com/S/SOFI\">SoFi</a>, went public through a Chamath Palihapitiya-backed SPAC last year (this was &#34;IPOE&#34; for those who follow Palihapitiya). It started out as a private student loan company but has since evolved into a financial ecosystem, complete with a full lineup of lending products, a credit card, a bank account, a brokerage account, and more. The company also owns the Galileo financial services API and payments platform, which provides functionality for 89 million financial accounts operated by partners.<blockquote>2021年一些最受欢迎的交易者聊天室中讨论最多的股票之一，<a href=\"https://laohu8.com/S/SOFI\">索菲</a>，去年通过Chamath Palihapitiya支持的SPAC上市（对于那些关注Palihapitiya的人来说，这是“IPOE”）。它最初是一家私人学生贷款公司，但后来发展成为一个金融生态系统，拥有全套贷款产品、信用卡、银行账户、经纪账户等。该公司还拥有伽利略金融服务API和支付平台，为合作伙伴运营的8900万个金融账户提供功能。</blockquote>To say SoFi&#39;s growth has been phenomenal would be an understatement. Thefintech&#39;suser base has nearly doubled over the past year to more than 2.9 million members, and these users account for roughly 4.3 million different financial products. And it&#39;s on the non-lending side of the business where the growth has been especially impressive, with a 179% year-over-year increase in products as of the third quarter of 2021.<blockquote>说SoFi的增长惊人是一种保守的说法。Thefintech的用户群在过去一年中几乎翻了一番，超过290万会员，这些用户约占430万种不同的金融产品。非贷款业务的增长尤其令人印象深刻，截至2021年第三季度，产品同比增长179%。</blockquote>SoFi has the capability to be a true disruptor of the traditional bank model and is making all the right moves to scale its business in a sustainable way. With shares down 36% in the last two months, now could be a great time to add it at a discount.<blockquote>SoFi有能力成为传统银行模式的真正颠覆者，并且正在采取所有正确的举措以可持续的方式扩大其业务规模。过去两个月股价下跌了36%，现在可能是打折增持的好时机。</blockquote>The most exciting growth is yet to come<blockquote>最激动人心的增长还在后头</blockquote>Last but certainly not least, insurance disruptor <a href=\"https://laohu8.com/S/LMND\">Lemonade</a> has been a big victim of the recent growth stock headwinds, with shares down by about 35% in the past couple of months and a total of 80% off their all-time high.<blockquote>最后但并非最不重要的是，保险颠覆者<a href=\"https://laohu8.com/S/LMND\">柠檬汽水</a>成为近期成长型股票逆风的一大受害者，过去几个月股价下跌约35%，较历史高点累计下跌80%。</blockquote>Lemonade is aninsurance technology company, aiming to provide a better way to get insurance quotes, buy policies, and submit claims. In the company&#39;s core business of renters and homeowners insurance, customer feedback has been incredibly strong.<blockquote>Lemonade是一家保险技术公司，旨在提供更好的方式来获取保险报价、购买保单和提交索赔。在该公司的租房者和房主保险核心业务中，客户反馈非常强烈。</blockquote>However, it&#39;s the rollout of Lemonade Car, the company&#39;s much-anticipated auto insurance product -- along with the pending acquisition of Metromile(NASDAQ:MILE)-- where Lemonade could accelerate the availability of the product and rapidly scale the business. If the company can replicate its early insurance success in the auto space, and can keep loss ratios in check, Lemonade could be a big winner for patient investors.<blockquote>然而，该公司备受期待的汽车保险产品Lemonade Car的推出，以及即将收购的地铁里程（纳斯达克：英里）-柠檬水可以加速产品的上市并迅速扩大业务规模。如果该公司能够复制其早期在汽车领域的保险成功，并能够控制损失率，那么Lemonade可能会成为耐心投资者的大赢家。</blockquote>Remember what you&#39;re buying<blockquote>记住你买的是什么</blockquote>To be sure, these three stocks are real businesses with great long-term growth opportunities. However, it&#39;s important to keep in mind that while the &#34;meme stock&#34; craze has died down, that doesn&#39;t mean it has permanently gone away. And if it comes back, all three of these stocks are likely to experience quite a roller coaster ride. Before you add any of these to your portfolio, it&#39;s important to be prepared for that possibility.<blockquote>可以肯定的是，这三只股票都是真正的企业，具有巨大的长期增长机会。然而，重要的是要记住，虽然“模因股票”热潮已经消退，但这并不意味着它已经永久消失。如果它卷土重来，这三只股票都可能经历一场过山车般的行情。在您将这些添加到您的投资组合之前，为这种可能性做好准备非常重要。</blockquote></body></html><blockquote></blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2022/01/14/3-meme-stocks-that-are-actually-solid-long-term-pi/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LMND":"Lemonade, Inc.","OPAD":"Offerpad Solutions","AMC":"AMC院线","SOFI":"SoFi Technologies Inc."},"source_url":"https://www.fool.com/investing/2022/01/14/3-meme-stocks-that-are-actually-solid-long-term-pi/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1144666508","content_text":"The meme stock craze of 2021 was certainly a historically unique market environment. Many stocks, some heavily shorted and some just interesting speculative growth plays, rocketed sharply higher -- often doubling, tripling, or more in a very short time. And many took investors on quite a roller coaster ride for months.To be sure, most meme stocks aren't worth buying as long-term investments. For example, it's tough to make a long-term investment case for AMC Entertainment. On the other hand, there are some stocks that got caught up in the meme stock trade that looks like solid long-term investments. And this is especially true now that there's been a massive correction in many high-growth stocks.A massive opportunity and a great strategyOfferpad(NYSE:OPAD) is a real estate company that is a so-called iBuyer, or instant buyer, of homes. Offerpad's core business involves buying homes directly from sellers, doing cosmetic repairs, and then selling them directly to buyers, hopefully earning a profit in the process.However, there are a couple of things that set Offerpad apart from its peer group (which really only consists of two other companies). For one thing, Offerpad is the only iBuyer that is more focused on efficiency than all-out growth. Its unit economics have been better than those of its peers, and while it won't be consistently profitable for some time, it isn't that far from it right now.Second, Offerpad isn't necessarily trying to completely replace open-market home sales. Its Offerpad Flex product encourages customers to list their home on the open market (with an Offerpad partner agent) and gives them a cash offer to keep in their back pocket in the event they get tired of the traditional sale process.Offerpad went a bit meme-stockish after its late 2021 special purpose acquisition company (SPAC) merger was completed, at one point rocketing to nearly $21 from its $10 pre-SPAC valuation. Now that the SPAC boom has cooled, Offerpad has plunged to less than $6, in line with many other recent SPAC targets. But make no mistake -- this is a real business with a huge market opportunity.Tons of disruptive potentialOne of the most discussed stocks in some of the most popular trader chat rooms in 2021, SoFi, went public through a Chamath Palihapitiya-backed SPAC last year (this was \"IPOE\" for those who follow Palihapitiya). It started out as a private student loan company but has since evolved into a financial ecosystem, complete with a full lineup of lending products, a credit card, a bank account, a brokerage account, and more. The company also owns the Galileo financial services API and payments platform, which provides functionality for 89 million financial accounts operated by partners.To say SoFi's growth has been phenomenal would be an understatement. Thefintech'suser base has nearly doubled over the past year to more than 2.9 million members, and these users account for roughly 4.3 million different financial products. And it's on the non-lending side of the business where the growth has been especially impressive, with a 179% year-over-year increase in products as of the third quarter of 2021.SoFi has the capability to be a true disruptor of the traditional bank model and is making all the right moves to scale its business in a sustainable way. With shares down 36% in the last two months, now could be a great time to add it at a discount.The most exciting growth is yet to comeLast but certainly not least, insurance disruptor Lemonade has been a big victim of the recent growth stock headwinds, with shares down by about 35% in the past couple of months and a total of 80% off their all-time high.Lemonade is aninsurance technology company, aiming to provide a better way to get insurance quotes, buy policies, and submit claims. In the company's core business of renters and homeowners insurance, customer feedback has been incredibly strong.However, it's the rollout of Lemonade Car, the company's much-anticipated auto insurance product -- along with the pending acquisition of Metromile(NASDAQ:MILE)-- where Lemonade could accelerate the availability of the product and rapidly scale the business. If the company can replicate its early insurance success in the auto space, and can keep loss ratios in check, Lemonade could be a big winner for patient investors.Remember what you're buyingTo be sure, these three stocks are real businesses with great long-term growth opportunities. However, it's important to keep in mind that while the \"meme stock\" craze has died down, that doesn't mean it has permanently gone away. And if it comes back, all three of these stocks are likely to experience quite a roller coaster ride. Before you add any of these to your portfolio, it's important to be prepared for that possibility.","news_type":1,"symbols_score_info":{"SOFI":0.9,"OPAD":0.9,"LMND":0.9,"AMC":0.9}},"isVote":1,"tweetType":1,"viewCount":2788,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"CN","currentLanguage":"CN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":1,"xxTargetLangEnum":"ZH_CN"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/697081027"}