A correction could be coming. Here's how to protect your retirement portfolio from the dip_老虎社区_美港股上老虎

A correction could be coming. Here's how to protect your retirement portfolio from the dip

cnbc2021-06-21

KEY POINTS The Covid-19 recovery could have one more bump in the road: a market correction. A 10% to 20% market drop doesn't have to derail your short- and long-term goals. Take these steps to ...

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103

xCoCx
·2021-06-22
Nice
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Ericlam
·2021-06-22
Getting ready to take action
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2
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- Acella:
  😀
  2021-06-22
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- evey77:
  Agree!
  2021-06-24
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Tongdadd
·2021-06-22
Bulls and Bears fighting it out
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ErJunHui
·2021-06-22
Ok
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2
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- Ericlam:
  Nice
  2021-06-22
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nayoowin
·2021-06-22
Good
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2
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- ErJunHui:
  True
  2021-06-22
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JiaocyTi
·2021-06-22
Correction
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4
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- nayoowin:
  good
  2021-06-22
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SPOT_ON
·2021-06-22
Big rebound
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6
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- itradeidream:
  Okok
  2021-06-22
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SPOT_ON
·2021-06-22
Big rebound
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5
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- Ericlam:
  Nice
  2021-06-22
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ganput
·2021-06-22
Comment pls. Great like pls. Thanks
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5
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- KingWQ:
  done
  2021-06-22
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ppangsy
·2021-06-22
Great opportunity to buy on dip (pls like andcomment)
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7
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- ppangsy:
  Good
  2021-06-22
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DannyPhan
·2021-06-22
Just bet on good stock,not the hot stock.
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estherytwu
·2021-06-22
Comment and like
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3
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- Ericlam:
  Nice
  2021-06-22
  回复
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ty91
·2021-06-22
Like please
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3
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- Ericlam:
  Nice
  2021-06-22
  回复
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RYukyo
·2021-06-22
Fully agree.
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1
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- Ericlam:
  Nice
  2021-06-22
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JLtc
·2021-06-22
[Smile]
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3
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- RYukyo:
  Good.
  2021-06-22
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KHM
·2021-06-22
Thanks
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1
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- Ericlam:
  Nice
  2021-06-22
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GoG
·2021-06-22
I am ready
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3
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- Ericlam:
  Nice
  2021-06-22
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koolgal
·2021-06-22
Good advice for retirees. Too dangerous to put all the eggs into one basket. Please like and comment. Thanks
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12
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- Eded:
  Yes correct , Diversification is the word
  2021-06-22
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- koolgal:
  My favourite word!
  2021-06-22
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- spaceGRN:
  almost
  2021-06-22
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查看更多 2 条评论
Howrich
·2021-06-22
Good planning & sound good
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1
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- AJ1977:
  Gogogog
  2021-06-22
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MeHu
·2021-06-22
Like and comments please
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1
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- Ericlam:
  Nice
  2021-06-22
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And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1,"code":"91000000","status":"200"},"commentList":[{"id":120480694,"gmtCreate":1624332141118,"gmtModify":1631890761929,"author":{"id":"3581644254750981","authorId":"3581644254750981","name":"xCoCx","avatar":"https://static.tigerbbs.com/f86084cef71334b5032458f0085d143e","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3581644254750981","authorIdStr":"3581644254750981"},"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/120480694","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. 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Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":120230731,"gmtCreate":1624324016623,"gmtModify":1634007826401,"author":{"id":"3559787818034959","authorId":"3559787818034959","name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"idStr":"3559787818034959","authorIdStr":"3559787818034959"},"htmlText":"Getting ready to take action&nbsp;","listText":"Getting ready to take action&nbsp;","text":"Getting ready to take action","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/120230731","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4949404,"gmtCreate":1624333868008,"gmtModify":1635252502541,"authorId":3563150446821026,"author":{"id":3563150446821026,"idStr":"3563150446821026","authorId":3563150446821026,"name":"Acella","avatar":"https://static.tigerbbs.com/2712c4bb0bfbec4d2773e012189db3bc","vip":1,"crmLevel":9,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120230731,"type":1,"supId":0,"prevId":0,"content":"😀","text":"😀","html":"😀"},{"id":4980660,"gmtCreate":1624467076935,"gmtModify":1635249700357,"authorId":3570619054429964,"author":{"id":3570619054429964,"idStr":"3570619054429964","authorId":3570619054429964,"name":"evey77","avatar":"https://static.tigerbbs.com/8a042e238635d0f206ea5cc76045eb40","vip":1,"crmLevel":8,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120230731,"type":1,"supId":0,"prevId":0,"content":"Agree!","text":"Agree!","html":"Agree!"}],"langContent":"EN"},{"id":120693018,"gmtCreate":1624320616634,"gmtModify":1634007926585,"author":{"id":"3563665738915585","authorId":"3563665738915585","name":"Tongdadd","avatar":"https://static.tigerbbs.com/79e519b2023d6e7e3b68e295f81f3e8e","vip":1,"crmLevel":5,"crmLevelSwitch":0,"idStr":"3563665738915585","authorIdStr":"3563665738915585"},"htmlText":"Bulls and Bears fighting it out&nbsp;","listText":"Bulls and Bears fighting it out&nbsp;","text":"Bulls and Bears fighting it out","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/120693018","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":120600040,"gmtCreate":1624320323580,"gmtModify":1631891583120,"author":{"id":"3569288309469020","authorId":"3569288309469020","name":"ErJunHui","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3569288309469020","authorIdStr":"3569288309469020"},"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120600040","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945819,"gmtCreate":1624324032068,"gmtModify":1631891583122,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120600040,"type":1,"supId":0,"prevId":0,"content":"Nice","text":"Nice","html":"Nice"}],"langContent":"EN"},{"id":120891112,"gmtCreate":1624318001336,"gmtModify":1634008021058,"author":{"id":"3555914646523682","authorId":"3555914646523682","name":"nayoowin","avatar":"https://static.tigerbbs.com/15f0b006a5a32255f437afc5e32b6b80","vip":1,"crmLevel":9,"crmLevelSwitch":0,"idStr":"3555914646523682","authorIdStr":"3555914646523682"},"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120891112","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4943795,"gmtCreate":1624320337058,"gmtModify":1635253113350,"authorId":3569288309469020,"author":{"id":3569288309469020,"idStr":"3569288309469020","authorId":3569288309469020,"name":"ErJunHui","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120891112,"type":1,"supId":0,"prevId":0,"content":"True","text":"True","html":"True"}],"langContent":"EN"},{"id":120170966,"gmtCreate":1624317247455,"gmtModify":1634008043688,"author":{"id":"3581742924827239","authorId":"3581742924827239","name":"JiaocyTi","avatar":"https://static.tigerbbs.com/c16d760078e396b46033bc97afede0c8","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"3581742924827239","authorIdStr":"3581742924827239"},"htmlText":"Correction","listText":"Correction","text":"Correction","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120170966","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4942463,"gmtCreate":1624317991550,"gmtModify":1635253260656,"authorId":3555914646523682,"author":{"id":3555914646523682,"idStr":"3555914646523682","authorId":3555914646523682,"name":"nayoowin","avatar":"https://static.tigerbbs.com/15f0b006a5a32255f437afc5e32b6b80","vip":1,"crmLevel":9,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120170966,"type":1,"supId":0,"prevId":0,"content":"<u>good</u>","text":"<u>good</u>","html":"<u>good</u>"}],"langContent":"EN"},{"id":120151767,"gmtCreate":1624316628759,"gmtModify":1634008059711,"author":{"id":"3582922989777578","authorId":"3582922989777578","name":"SPOT_ON","avatar":"https://static.tigerbbs.com/080f029371339d9db26930961de6adb1","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3582922989777578","authorIdStr":"3582922989777578"},"htmlText":"Big rebound&nbsp;","listText":"Big rebound&nbsp;","text":"Big rebound","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120151767","repostId":1179870522,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4942844,"gmtCreate":1624318632965,"gmtModify":1635253219250,"authorId":3570566515210361,"author":{"id":3570566515210361,"idStr":"3570566515210361","authorId":3570566515210361,"name":"itradeidream","avatar":"https://static.tigerbbs.com/e1d43f55f7ea3ab4e2eaa61b1eeddbd0","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120151767,"type":1,"supId":0,"prevId":0,"content":"Okok","text":"Okok","html":"Okok"}],"langContent":"EN"},{"id":120151360,"gmtCreate":1624316608450,"gmtModify":1634008060408,"author":{"id":"3582922989777578","authorId":"3582922989777578","name":"SPOT_ON","avatar":"https://static.tigerbbs.com/080f029371339d9db26930961de6adb1","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3582922989777578","authorIdStr":"3582922989777578"},"htmlText":"Big rebound&nbsp;","listText":"Big rebound&nbsp;","text":"Big rebound","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120151360","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945829,"gmtCreate":1624324044876,"gmtModify":1635252883850,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120151360,"type":1,"supId":0,"prevId":0,"content":"Nice","text":"Nice","html":"Nice"}],"langContent":"EN"},{"id":120125860,"gmtCreate":1624316339350,"gmtModify":1634008066045,"author":{"id":"3576112436130286","authorId":"3576112436130286","name":"ganput","avatar":"https://static.tigerbbs.com/23fd15e375419b39c274a23809f07493","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3576112436130286","authorIdStr":"3576112436130286"},"htmlText":"Comment pls. Great like pls. Thanks","listText":"Comment pls. Great like pls. Thanks","text":"Comment pls. Great like pls. Thanks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120125860","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4942032,"gmtCreate":1624317284712,"gmtModify":1635253307769,"authorId":3569724209082925,"author":{"id":3569724209082925,"idStr":"3569724209082925","authorId":3569724209082925,"name":"KingWQ","avatar":"https://static.tigerbbs.com/b00b6828fef7e7f119b33b0d67188edc","vip":1,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120125860,"type":1,"supId":0,"prevId":0,"content":"done","text":"done","html":"done"}],"langContent":"EN"},{"id":120167381,"gmtCreate":1624315939843,"gmtModify":1631890663422,"author":{"id":"3585096019201823","authorId":"3585096019201823","name":"ppangsy","avatar":"https://static.tigerbbs.com/20471738d34ed6efdb59281b8fc3b6c8","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3585096019201823","authorIdStr":"3585096019201823"},"htmlText":"Great opportunity to buy on dip (pls like andcomment)","listText":"Great opportunity to buy on dip (pls like andcomment)","text":"Great opportunity to buy on dip (pls like andcomment)","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120167381","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4941503,"gmtCreate":1624315953162,"gmtModify":1631890663419,"authorId":3585096019201823,"author":{"id":3585096019201823,"idStr":"3585096019201823","authorId":3585096019201823,"name":"ppangsy","avatar":"https://static.tigerbbs.com/20471738d34ed6efdb59281b8fc3b6c8","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120167381,"type":1,"supId":0,"prevId":0,"content":"Good","text":"Good","html":"Good"}],"langContent":"EN"},{"id":120184285,"gmtCreate":1624315341547,"gmtModify":1631884219590,"author":{"id":"3579724486389386","authorId":"3579724486389386","name":"DannyPhan","avatar":"https://static.tigerbbs.com/8241cecd85e391f36a47705d16eb854d","vip":1,"crmLevel":6,"crmLevelSwitch":0,"idStr":"3579724486389386","authorIdStr":"3579724486389386"},"htmlText":"Just bet on good stock,not the hot stock.&nbsp;","listText":"Just bet on good stock,not the hot stock.&nbsp;","text":"Just bet on good stock,not the hot stock.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/120184285","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":120185375,"gmtCreate":1624315265497,"gmtModify":1634008083911,"author":{"id":"3580294349597017","authorId":"3580294349597017","name":"estherytwu","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3580294349597017","authorIdStr":"3580294349597017"},"htmlText":"Comment and like","listText":"Comment and like","text":"Comment and like","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120185375","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945841,"gmtCreate":1624324060119,"gmtModify":1635252882376,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120185375,"type":1,"supId":0,"prevId":0,"content":"Nice","text":"Nice","html":"Nice"}],"langContent":"EN"},{"id":120182780,"gmtCreate":1624315246040,"gmtModify":1634008084282,"author":{"id":"3579421475844844","authorId":"3579421475844844","name":"ty91","avatar":"https://static.tigerbbs.com/6d9451c5894d6ca0b4485bad0568f720","vip":1,"crmLevel":8,"crmLevelSwitch":0,"idStr":"3579421475844844","authorIdStr":"3579421475844844"},"htmlText":"Like please&nbsp;","listText":"Like please&nbsp;","text":"Like please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120182780","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945846,"gmtCreate":1624324065680,"gmtModify":1635252881760,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120182780,"type":1,"supId":0,"prevId":0,"content":"Nice","text":"Nice","html":"Nice"}],"langContent":"EN"},{"id":120182584,"gmtCreate":1624315240248,"gmtModify":1634008084527,"author":{"id":"3580445955391890","authorId":"3580445955391890","name":"RYukyo","avatar":"https://static.tigerbbs.com/390194fd6f59520ee0b7649e7fabb953","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3580445955391890","authorIdStr":"3580445955391890"},"htmlText":"Fully agree.","listText":"Fully agree.","text":"Fully agree.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120182584","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945856,"gmtCreate":1624324075010,"gmtModify":1635252880527,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120182584,"type":1,"supId":0,"prevId":0,"content":"Nice","text":"Nice","html":"Nice"}],"langContent":"EN"},{"id":120110783,"gmtCreate":1624313965642,"gmtModify":1631892311840,"author":{"id":"3584187967333339","authorId":"3584187967333339","name":"JLtc","avatar":"https://static.tigerbbs.com/00fdb06d0ccf6453762f8a373d9ecbe9","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3584187967333339","authorIdStr":"3584187967333339"},"htmlText":"[Smile]&nbsp;","listText":"[Smile]&nbsp;","text":"[Smile]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120110783","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4941330,"gmtCreate":1624315276133,"gmtModify":1631892311842,"authorId":3580445955391890,"author":{"id":3580445955391890,"idStr":"3580445955391890","authorId":3580445955391890,"name":"RYukyo","avatar":"https://static.tigerbbs.com/390194fd6f59520ee0b7649e7fabb953","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120110783,"type":1,"supId":0,"prevId":0,"content":"Good.","text":"Good.","html":"Good."}],"langContent":"EN"},{"id":120135337,"gmtCreate":1624313666729,"gmtModify":1631892448539,"author":{"id":"3581541117609814","authorId":"3581541117609814","name":"KHM","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3581541117609814","authorIdStr":"3581541117609814"},"htmlText":"Thanks","listText":"Thanks","text":"Thanks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120135337","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945862,"gmtCreate":1624324086880,"gmtModify":1631892448539,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120135337,"type":1,"supId":0,"prevId":0,"content":" Nice","text":" Nice","html":" Nice"}],"langContent":"EN"},{"id":120192292,"gmtCreate":1624312755916,"gmtModify":1634008110908,"author":{"id":"3570186020309805","authorId":"3570186020309805","name":"GoG","avatar":"https://static.tigerbbs.com/1c9fbe31d027bcf439a17955df60352f","vip":1,"crmLevel":7,"crmLevelSwitch":0,"idStr":"3570186020309805","authorIdStr":"3570186020309805"},"htmlText":"I am ready","listText":"I am ready","text":"I am ready","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120192292","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945866,"gmtCreate":1624324092497,"gmtModify":1635252879312,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120192292,"type":1,"supId":0,"prevId":0,"content":"Nice","text":"Nice","html":"Nice"}],"langContent":"EN"},{"id":120374601,"gmtCreate":1624311391703,"gmtModify":1631883985879,"author":{"id":"3559581955535845","authorId":"3559581955535845","name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"idStr":"3559581955535845","authorIdStr":"3559581955535845"},"htmlText":"Good advice for retirees.&nbsp; Too dangerous to put all the eggs into one basket.&nbsp; Please like and comment.&nbsp; Thanks&nbsp;","listText":"Good advice for retirees.&nbsp; Too dangerous to put all the eggs into one basket.&nbsp; Please like and comment.&nbsp; Thanks&nbsp;","text":"Good advice for retirees. Too dangerous to put all the eggs into one basket. Please like and comment. Thanks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":12,"commentSize":7,"repostSize":0,"link":"https://laohu8.com/post/120374601","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4943368,"gmtCreate":1624319539187,"gmtModify":1635253160506,"authorId":3581980965309451,"author":{"id":3581980965309451,"idStr":"3581980965309451","authorId":3581980965309451,"name":"Eded","avatar":"https://static.tigerbbs.com/41a629a3014601072ee8dc2d151d1796","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120374601,"type":1,"supId":0,"prevId":0,"content":"Yes correct , Diversification is the word ","text":"Yes correct , Diversification is the word ","html":"Yes correct , Diversification is the word "},{"id":4944887,"gmtCreate":1624322334812,"gmtModify":1635252990885,"authorId":3559581955535845,"author":{"id":3559581955535845,"idStr":"3559581955535845","authorId":3559581955535845,"name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120374601,"type":1,"supId":4943368,"prevId":0,"content":"My favourite word!","text":"My favourite word!","html":"My favourite word!"},{"id":4949028,"gmtCreate":1624332431765,"gmtModify":1635252540734,"authorId":3584063457502160,"author":{"id":3584063457502160,"idStr":"3584063457502160","authorId":3584063457502160,"name":"spaceGRN","avatar":"https://static.tigerbbs.com/9892e24b16b97bdcd552a3dc221e8ae1","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120374601,"type":1,"supId":0,"prevId":0,"content":"almost","text":"almost","html":"almost"},{"id":4949206,"gmtCreate":1624333117458,"gmtModify":1635252522335,"authorId":3581829959470650,"author":{"id":3581829959470650,"idStr":"3581829959470650","authorId":3581829959470650,"name":"ccwee","avatar":"https://static.tigerbbs.com/652d99331e3c23c682d7e58cfc9f6544","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120374601,"type":1,"supId":0,"prevId":0,"content":"u sell ur TG","text":"u sell ur TG","html":"u sell ur TG"},{"id":4949257,"gmtCreate":1624333371943,"gmtModify":1635252517296,"authorId":3559581955535845,"author":{"id":3559581955535845,"idStr":"3559581955535845","authorId":3559581955535845,"name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120374601,"type":1,"supId":4949206,"prevId":0,"content":"What's TG?","text":"What's TG?","html":"What's TG?"}],"langContent":"EN"},{"id":120378238,"gmtCreate":1624311055424,"gmtModify":1634008130287,"author":{"id":"3578090151890801","authorId":"3578090151890801","name":"Howrich","avatar":"https://static.tigerbbs.com/302dcd19af3f2e77b41a1d01cd84d518","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3578090151890801","authorIdStr":"3578090151890801"},"htmlText":"Good planning &amp; sound good","listText":"Good planning &amp; sound good","text":"Good planning & sound good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120378238","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4940598,"gmtCreate":1624311180712,"gmtModify":1635253451997,"authorId":3574411684600657,"author":{"id":3574411684600657,"idStr":"3574411684600657","authorId":3574411684600657,"name":"AJ1977","avatar":"https://static.tigerbbs.com/aa526fc2ee7ebbfedc30edc637c7981f","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120378238,"type":1,"supId":0,"prevId":0,"content":"Gogogog","text":"Gogogog","html":"Gogogog"}],"langContent":"EN"},{"id":120346357,"gmtCreate":1624309868379,"gmtModify":1634008137394,"author":{"id":"3581739669572288","authorId":"3581739669572288","name":"MeHu","avatar":"https://static.tigerbbs.com/c0a2218ae6aba5dc7d18da15534ac20f","vip":1,"crmLevel":7,"crmLevelSwitch":0,"idStr":"3581739669572288","authorIdStr":"3581739669572288"},"htmlText":"Like and comments please&nbsp;","listText":"Like and comments please&nbsp;","text":"Like and comments please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/120346357","repostId":1179870522,"repostType":4,"repost":{"id":"1179870522","kind":"news","pubTimestamp":1624287984,"share":"https://www.laohu8.com/m/news/1179870522?lang=&edition=full","pubTime":"2021-06-21 23:06","market":"us","language":"en","title":"A correction could be coming. Here's how to protect your retirement portfolio from the dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1179870522","media":"cnbc","summary":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% t","content":"<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>A correction could be coming. Here's how to protect your retirement portfolio from the dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nA correction could be coming. Here's how to protect your retirement portfolio from the dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-21 23:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html><strong>cnbc</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to ...</p>\n\n<a href=\"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.cnbc.com/2021/06/21/a-correction-could-be-coming-how-to-protect-your-retirement-portfolio.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1179870522","content_text":"KEY POINTS\n\nThe Covid-19 recovery could have one more bump in the road: a market correction.\nA 10% to 20% market drop doesn't have to derail your short- and long-term goals.\nTake these steps to reevaluate your positions and make sure you're still on track.\n\nThere could be one more big bump in the road as the economy recovers from the Covid-19 pandemic: a market correction.\nMoody's Analytics economist Mark Zandi is warning theremay be a 10% to 20% pullbackin the markets prompted by the Federal Reserve's current policies.\nIn fact, the dip may have already started, Zandi said in aninterview with CNBCon Friday. And unlike some recent market drops, it may take time for stocks to make a full recovery, he said.\nExperts say you don't have to let a dip in the markets derail your retirement.\nWhen it comes to your 401(k), there's one piece of advice most financial experts agree on: Stick to your goals.\nPrioritize your near-term goals\nAs you evaluate your 401(k) and other investments in turbulent times, make sure to consider how soon you will need the money.\n\"Stock ownership should always be for a long-term hold: five-plus years,\" said financial advisor Scott Hanson, a certified financial planner and co-founder of Allworth Financial in Sacramento, California.\nIf you have money tied up in stocks that's earmarked for your child's tuition next semester or for a down payment for a house, now is the time to sell, Hanson said.\nFor goals with a time horizon of five years or less, consider moving that money to so-called stable value or fixed-income funds, said CFP Ted Jenkin, CEO of Oxygen Financial in Atlanta\nRemember your long-term time horizon\nWhen making decisions as to what actions fit you best, your age is key.\n\"If you're 70 years old, you have no business having 70% of your money in the stock market,\" Jenkin said. \"You should have 70% of your money in fixed income.\"\nMarguerita Cheng, a CFP and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, said she encourages investors to allocate their investments in buckets.\nMoney for short-term goals should be in safe investments, while funds for intermediate and long-term needs can gradually get more risky.\nRetirees, in particular, may want to put money for required minimum distributions in a stable value fund or short-term bond fund, Cheng said, where they likely will not have to sell at a loss. Those mandatory distributions start when you reach age 72.\nBuy the dip\nDown or volatile markets provide an opportunity to buy stocks when prices are lower.\nThat means you want to keep contributing to your 401(k) or other retirement funds on a fixed schedule, Cheng said.\n\"If they're not comfortable, they can pare down the risk in their existing dollars, but keep their ongoing contributions the way they are,\" Cheng said.\nAnother tip to consider when markets are down: Ask your payroll department to take more out of your paycheck to put in your 401(k) for one pay period, Jenkin said.\nAs long as you have money in savings to pay your bills, putting more money in the market when markets are declining can mean a greater upside when it recovers. \"That can be a really good opportunity,\" Jenkin said.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4945875,"gmtCreate":1624324107856,"gmtModify":1635252878331,"authorId":3559787818034959,"author":{"id":3559787818034959,"idStr":"3559787818034959","authorId":3559787818034959,"name":"Ericlam","avatar":"https://static.tigerbbs.com/f2154f4bb8afd22f8e6fde60b57acb69","vip":1,"crmLevel":7,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":120346357,"type":1,"supId":0,"prevId":0,"content":"Nice","text":"Nice","html":"Nice"}],"langContent":"EN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":103,"commentSize":40,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false}}