2021 shows to be a volatile year yet enriching year. Those who bought index are well rewarded. Those who bought individual stocks, some made gains, but also many make huge losses of 30-50% or more. Some hyped up companies shows gains at the start but follow by more than 50% from their high. 2022 will most likely be equally difficult. Buy index if one do not have the skill or luck to pick stocks. It's safer that way.

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  • RubyPulitzer
    ·2021-12-31
    The valuation of large-cap companies in the United States is not low now. I feel that the risks in 2022 are greater than the opportunities.
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  • RodBeard
    ·2021-12-31
    Thank you for sharing! Good luck. Large-cap companies are safe choices indeed.
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  • lemonadey
    ·2021-12-31
    Retail investors are lambs waiting to be slaughtered. Good luck
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