When Shopee is good for consumers (in terms ofall the discount vouchers), intuitively, I felt it’s bad for the stockholders [LOL] But oh well, the desire to spend the coins I accumulated makes me go back to it again and again… loss-making opium [Tongue]
BNPL is encouraging irresponsible buying… ok for people who have the means to pay, but bad for people who are living on tomorrow’s money (that may or may not come)